Should I request every inspection finding?

Usually no. Focus on safety, structural, and lender-required items, then decide whether credits beat chasing cosmetics.

Credit vs seller repairs?

Credits keep control of contractor quality. Seller repairs need clear scopes and deadlines.

Reprice, walk, or accept risk with eyes open. Ask your agent to model each path against your financing.

July 29, 2026 · Buying Guides · 1 min read

Inspection negotiations fail when every nail hole becomes a demand. Lead with safety and financing risk.

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Should I request every inspection finding?: Usually no. Focus on safety, structural, and lender-required items, then decide whether credits beat chasing cosmetics.
Credit vs seller repairs?: Credits keep control of contractor quality. Seller repairs need clear scopes and deadlines.
What if the seller refuses?: Reprice, walk, or accept risk with eyes open. Ask your agent to model each path against your financing.